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LOVEALITY.NET WEBSITE VISITOR'S TERMS OF USE AGREEMENT AND PRIVACY POLICY NOTICE


TERMS OF USE AGREEMENT
(Including Privacy Policy for Children's Online Privacy Protection
and "Your Privacy Rights" for California Residents)


Effective and last revised on September 7, 2016

1. AGREEMENT TO WEBSITE VISITOR'S TERMS OF USE

Before accessing the website located at www.loveality.net ("Website"), please read all of the following Website Visitor's Terms of Use Agreement ("TOU"), including the important warnings, restrictions and disclaimers. Whenever the term "access," "accesses" or "accessing" appears in the TOU, it refers to and includes accessing, entering, using, viewing and/or visiting the Website. By accessing the Website, you (also sometimes referred to herein as "your," "yours," "user" and/or "users") confirm that you have read and understood, and agree to be bound by, all of the following TOU, including the important warnings, restrictions and disclaimers set forth below.

If you do not agree to be bound by all of the following warnings, restrictions and disclaimers, please exit the Website immediately. You may not use or access the Website, or any of its services, content, resources or facilities, if you do not agree to be bound by the TOU. The TOU were last revised on September 7, 2016.

The owner of the Website is Loveality, Inc., a California corporation, and the owner of various items of intellectual property displayed at the Website is Catherine Weissenberg, each according to its or her respective ownership interests. Loveality, Inc. and Catherine Weissenberg are referred to collectively as "Owner" and also sometimes as "we," "our," "ours," and/or "us." The Owner reserves the right to revise and update the Website at any time, and your continued access to or use of the Website thereafter shall constitute acceptance of such revised and updated terms. You are obliged to monitor the TOU as posted on www.loveality.net to determine the current terms and conditions of the TOU, as they may be changed from time to time. By accessing the Website after any such changes, you ratify, approve and agree to be bound by any such changes.

The Website is not intended for or directed to users under the age of 18. You may not use the Website or any of its content, resources or facilities if you are not of legal age to form a binding contract with Owner, or you are a person barred from receiving services or products under the laws of the United States or other applicable jurisdiction. By accessing the Website, you acknowledge and agree that you are representing to Owner that you are over the age of 18 and you are of legal age to form a legally binding contract, and you are not a person barred from receiving or purchasing services or products under the laws of the United States or other applicable jurisdiction.

2. STATEMENT OF PRINCIPLES AND VALUES.

The Website is operated according to the following basic principles and values:

Authenticity: Website users are required to provide their real names to ensure honest and open communication among between you and us.

Respect for Rights: We reserve the right to remove any unlawful or potentially unlawful posting on the Website. If we, in our sole and absolute discretion, determine that a user or visitor to the Website has posted or submitted any communication or content which infringes our intellectual property rights and/or the intellectual property rights of others, and/or is unlawful, harmful, threatening, abusive, harassing, defamatory, false, vulgar, obscene, libelous, invasive of another's privacy, hateful, racist, fraudulent, or otherwise objectionable, then, in addition to any other remedies available at law or equity, we may permanently revoke such user's permission to access or use the Website.

Authorship of Content Created by Catherine Weissenberg. For the past three decades, Catherine Weissenberg has engaged in spiritual communications with God, deceased people and coma patients, and she has shared her gift with individuals and small groups. She describes her creative process as "dipping into the stream of universal consciousness," and she explains: "I'm able to connect and transform this flow into words we can all understand." She calls the results of her spiritual and creative process "Writing" or "God Writings." However, she is not a "channel," and she is the sole author of all of the writings that result from her spiritual and creative work.

3. DISCLAIMERS AND CAUTIONARY NOTES.

Consult a Professional. The Owner is not engaged in rendering psychological, medical, legal, or other professional advice or other services. Neither the contents of the Website nor the other services that may be offered by the Owner are intended to take the place of any such advice. Please consult an appropriate professional before using any of the information, advice, goods, services or other resources that you may find on the Website or other resources that may be mentioned or made accessible through the Website. Please use caution and common sense in evaluating and using this or any other resource on the World Wide Web and the Internet.

No Endorsement or Guarantee. The Owner does not endorse, sponsor, or guarantee any of the information, advice, goods, services, or other resources that may be mentioned or made accessible throughout the Website. The Owner does not endorse or sponsor, and is not affiliated with, the advertisers or providers of such information, advice, goods, services, or other resources. Users who post or respond to the postings on the Website are not officers, directors, employees, representatives, or agents of the Owner, who disclaims any responsibility or liability for or to such users, and you agree that the Owner shall have no such responsibility or liability.

General Disclaimer of Liability. The contents of the Website, such as text, graphics, images, audio, and software, and any products or services in which any of the foregoing are embodied, are collectively referred to herein as "Content." Without limiting any of the foregoing notices and disclaimers, please note that the Website and the Content are made available without warranties or guaranties of any kind, and the Owner disclaims any liability for any injury or damage resulting from the use of the Website, the Content, and/or any information, advice, goods, services, or other resources that may be mentioned or made accessible through the Website.

You acknowledge that in accessing the Website, information will be transmitted over local exchange, inter-exchange, and Internet backbone carrier lines and through routers, switches, and other devices owned, maintained, and serviced by third-party local exchange and long distance carriers, utilities, Internet service providers and others, all of which are beyond the control and jurisdiction of the Owner. Accordingly, the Owner assumes no liability for or relating to the delay, failure, interruption, or corruption of the Content, or any portion thereof, or any data or other information transmitted in connection with the use of the Website.

The Website and the Content are provided on an "as is" basis without any warranties of any kind. The Owner, her licensors, and her suppliers, to the fullest extent permitted by law, disclaim all warranties, either express or implied, statutory or otherwise, including, but not limited to, the implied warranties of merchantability, non-infringement of third parties' rights, and fitness for any particular purpose, and make no representations or warranties about the accuracy, reliability, effectiveness, completeness, correctness, or timeliness of the Content and/or that the Content on the Website satisfies any applicable laws or government regulations.

In no event shall the Owner, its licensors, its suppliers, or any third-party mentioned or appearing at the Website be liable for any damages whatsoever (including, without limitation, actual, compensatory, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from use or inability to use the Website and/or the Content. This disclaimer applies to any damages or liability based on warranty, contract, tort or any other legal theory, and whether or not the Owner is advised of the possibility of such damages or liability.

4. USER SUBMISSIONS. If and when the Website is configured to permit submissions by users to the Website, and as to any and all communications between users and the Owner via the Website, the following shall apply.

Non-Confidential and Non-Infringing Communications. Except as described herein, any communication or material that you may be permitted to post on the Website is considered to be non-confidential. You agree that you will not upload or transmit any communication that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party. You confirm and acknowledge that, in submitting any communication or material, including, but not limited to, text, graphics, audio, software, and/or images, (collectively the "Submitted Material") to any part of the Website, you agree, represent and warrant that you own the rights in the Submitted Material or have obtained the signed, written permission of the owners of all rights in the Submitted Material, and that you grant to the Owner a royalty-free, perpetual, irrevocable, worldwide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the Submitted Material alone or as part of other works in any form, media, or technology whether now known or hereafter developed, and to sublicense such rights.

No Unlawful or Objectionable Content. You agree not to use the Website to upload, post, e-mail or otherwise transmit any content that is unlawful, harmful, false, threatening, abusive, harassing, defamatory, vulgar, obscene, lewd, lascivious, filthy, excessively violent, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable.

True Name and E-Mail Address. You further agree that you will provide your true name and e-mail address when transmitting any Submitted Material to the Website, and that you recognize that any submissions made under a false name or e-mail address could subject you to liability to the Owner and/or any other affected third parties.

User Postings. The content of material posted by the user the Website, if and when such posting is permitted, is the opinion of the person submitting the material for posting only, and such material is posted to the section of the Website so designated by the Owner only for the purpose of an exchange of opinions. The Owner does not endorse, sponsor, or guarantee any such postings, and the Owner is not affiliated in any manner with the persons submitting such comments for posting. No warranty of any kind is made as to the accuracy of such comments. All users are cautioned to undertake their own independent investigation of such material and to satisfy themselves as to the accuracy of such material.

Owner's Right to Edit, Adapt, Remove or Refuse to Post Material. The Owner reserves the right to edit, adapt, remove or refuse to post any material submitted by users for posting to the Website in its sole discretion, but the Owner cannot and does not undertake to investigate or evaluate any such material prior to posting. Accordingly, the Owner disclaims any responsibility or liability for any user-posted material appearing on the Website, and you agree that the Owner shall not have such responsibility or liability. The opinions and views expressed by Website users do not necessarily represent those of the Owner, and the Owner does not endorse, verify or support the content of such opinions or views. Users are solely and fully responsible for any content that they transmit via the Website. However, the Owner is the final arbiter of what is and is not permissible for inclusion in or attachment to e-mail transmitted via, or stored on, the Website. The Owner also reserves the right (but is not under any duty) to edit, modify, or remove any content, (including but not limited to text, images, and sound files) submitted to, or transmitted via the Website, to cancel any e-mail account, at any time, for any reason without prior notice.

No Postings in Violation of Law. The Owner strongly cautions all users of the Website against posting material which infringes upon the copyright, trademark, privacy, or any other right of any third party, or which violates any local, state, or federal law. As a user of the Website pursuant to the TOU, you agree to indemnify, defend and hold harmless the Owner and its officers, directors, employees, and agents against any liability arising from your posting of any material on the Website.

Other Prohibited Conduct. You agree not to access the Website for any purpose except those specifically authorized by the Owner. You agree not to engage in any activity or conduct that results, whether directly or indirectly, in the disruption or interruption of the Website; the interference with access and/or use of the Website by other users; the addition, deletion and/or modification of the Website and/or the Content; the collection, recording, storage, and/or use of personal data about other Website users; the breach, or attempt to breach, the security and/or authentication features of the Website; the modification, reverse engineering, decompilation, decoding, disassembly or otherwise accessing of the source code used by the Owner in connection with the Website; the use of the Website to send unsolicited communications, whether personal or commercial in nature; the use of the Website as a pseudonymous return e-mail address; and/or the registration or use of any domain name or keyword that contains or is confusingly similar any trademarks owned by the Owner. Without limiting the foregoing, and by way of example only, the user may not introduce any viruses, Trojan horses, worms, spyware, or other software of any kind whatsoever, or engage in "flooding," "spamming," "spoofing," "mail bombing," "crashing," or the forgery of any information that states or suggests a false affiliation or origin of emails and other electronic matter.

E-Mail. The Owner will use e-mail to inform you of (i) new features associated with Website, (ii) any problems with the Website, and (iii) special opportunities for e-mail account holders to purchase products and services that are appropriate to the interests of Website users.

No Obligation to Maintain Backup Copies. The Owner is not obligated to maintain backup copies of any material submitted to or transmitted via the Website.

Right to Terminate User's Account. The Owner reserves the right to terminate any user's account if user is in violation of any term or condition of the TOU. Actions or activities which may result in immediate termination of your e-mail account include, but are not limited to, (i) transmission or storage of material containing nudity or pornography, or material of a lewd or obscene nature, or any other material which violates local, state or federal law, (ii) any transmission or storage of material which violates or infringes in any way upon the proprietary or intellectual property rights of others, including, without limitation, copyrighted software which is distributed illegally, "MP3" files of copyrighted music, copyrighted photographs, text, video, artwork, or any other materials which infringe upon a third party's copyright, trademark or other intellectual property right, or (iii) any transmission or storage of any material that it threatening, abusive, harassing, defamatory, profane, fraudulent, racist, indecent, vulgar, invasive of privacy or publicity rights, or is otherwise objectionable.

As an additional example, the Owner also reserves the right to terminate your account in the event you post content that promotes or encourages, or provides instructional information about, illegal activities such as hacking, cracking, storing or transmitting any software, information, or other material that contains a virus, corrupted data, or any other harmful or damaging component.

The personal profile information you submit to access the Website may be used by the Owner for internal marketing to its users. The Owner reserves the right to release current or past user information in the event that the Owner, in its sole discretion, believes, or has reason to believe, the Website is being used in violation of the TOU or in violation of any local, state or federal law.

In no event will the Owner be liable for any damages including, without limitation, direct, indirect, incidental, special, consequential or punitive damages arising out of the use of or inability to use any portion of the Content available at the Website. This disclaimer applies, without limitation, to any damages or injury arising from the removal or deletion of any materials or records, breach of contract, tort, or any failure of performance, error, omission, interruption, deletion, transmission, defect, delay in operation or transmission, computer virus, file corruption, communication-line failure, network or system outage, theft, destruction, or unauthorized access to, alteration of, or use of any record.

5. INTELLECTUAL PROPERTY RIGHTS.

Reservation of Rights by the Owner. The Website and the Content are protected by copyright and trademark under both United States and foreign laws. The owner of the compilation copyright for the Website and certain items of Content is Loveality, Inc. The owner of trademark rights in the word marks and design marks LOVEALITY and THE YES PARADIGM, and the owner of copyright in works of authorship originating with Catherine Weissenberg (including but not limited to Writings and God Writings), is Catherine Weissenberg, who has licensed limited rights in the foregoing intellectual property to Loveality, Inc.

Special Terms Relating to Work Product of Catherine Weissenberg. Any works of authorship that Catherine Weissenberg may provide to any of her clients (each one, a "Client"), whether via the Website or by direct dealings with the Client, and any and all communications between them (all of the foregoing collectively referred to as the "Work Product"), are subject to the following special terms and conditions: (i) all intellectual property rights in the Work Product are owned and controlled exclusively by Catherine Weissenberg and may be published or otherwise exploited by her or her licensees, successors and assigns in her sole and absolute discretion; (ii) the Work Product shall be held by the Client in strict trust and confidence at all times; and (iii) the Work Product shall not be used or disclosed by the Client at any time, in any manner or for any purpose except for the personal and private use of the Client unless Catherine Weissenberg otherwise agrees in a signed written agreement.

Third-Party Intellectual Property. Any other copyrighted or trademarked material that may appear at or through the Website is used either by permission of the copyright and trademark owners or for purposes of reporting and commentary pursuant to the Fair Use Doctrine under U.S. copyright law. In any event, no endorsement or sponsorship by, or affiliation with, any third parties is expressed or implied.

Limitations on the Rights of the User. Upon acceptance of the TOU, the Owner authorizes you to view the material on the Website solely for your personal, noncommercial use.

Under no circumstances will your access to, or use of, the Website result in you or any other user obtaining any right, title or interest in the Content, or any portion thereof. Unauthorized use of the Content may violate copyright, trademark, and other laws. Except as expressly provided otherwise, no portion of the Content may be reverse-engineered, disassembled, decompiled, reproduced, transcribed, downloaded, stored in a retrieval system, translated into any language or computer language, retransmitted in any form or by any means (electronic, mechanical, photo reproduction, recordation or otherwise), resold or redistributed without the prior written consent of the Owner.

Other than printing one or more pages of the Website for your personal, non-commercial use, you are not allowed to print any pages or screens from the Website. You are also not permitted to download individual images or text items for local storage and distribution. The Content may not be distributed in a generally accessible (public) web site without the prior written consent of the Owner, which may be withheld in the Owner's sole and absolute discretion.

Linking. You are currently permitted and encouraged to link to the Website from your own home page. However, the Owner reserves the right to require that you complete and comply with a Linking Agreement. Any such requirement, if and when adopted, will be described in this section of the TOU.

Change in Content. The Content is subject to change without notice at the sole, editorial discretion of the Owner.

Termination of Right to Use or View Content. If you violate any of the terms or conditions of the TOU, your permission to access or use the Website may be terminated at the sole discretion of Owner.

Notice and Procedure for Making Claims of Copyright Infringement. The Owner will investigate notices of copyright infringement and take appropriate actions under the Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c)(2) ("DMCA"). Pursuant to the DMCA, written notification of claimed copyright infringement must be submitted to the following:

Name of Agent Designated to Receive Notification of Claimed Infringement on Behalf of the Owner: Jonathan Kirsch, Esq.

Full Address of Designated Agent to Which Notification to the Owner Should Be Sent: Law Offices of Jonathan Kirsch, 1880 Century Park East, Suite 515, Los Angeles, CA 90067

Telephone Number of Designated Agent: (310) 785-1200
Facsimile Number of Designated Agent: (310) 286-9573
Email Address of Designated Agent: jk@jonathankirsch.com

To be effective, the Notification must include the following:

(a) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

(b) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

(c) Identification of the allegedly infringing material and information reasonably sufficient to permit the service provider to locate such allegedly infringing material;

(d) Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an e-mail address at which the complaining party may be contacted;

(e) A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

(f) A statement under penalty of perjury that the information in the notification is accurate, and that the complaining party is authorized to act on behalf of the owner whose right is allegedly infringed.

It is Owner's policy to terminate usage rights and accounts of users it determines to be repeat copyright infringers.

6. ADVERTISEMENTS.

The Website may contain advertisements by third parties, and these advertisements may contain links to other web sites. Unless otherwise specifically stated, the Owner does not endorse any product or service or make any representation regarding the content or accuracy of any materials contained in, or linked to, any advertisement on the Website.

7. LINKS TO AND ACCESS THROUGH OTHER SITES.

The Website may contain links to third-party web sites. Some information and content that you may elect to submit to the Website, including but not limited to online registration and e-commerce transactions, maybe submitted through third-party sites. Any such links and/or access, if and when provided, are provided solely as a convenience to you. The Owner is not responsible for the content of any such third party sites, and does not make any representations regarding the content or accuracy of any materials on such third-party web sites. If you access any linked third party web site, and/or if you submit information and/or content to the Website through third-party sites, you do so at your own risk. Your use of third-party web sites is subject to the terms and conditions of use and privacy policies for those sites.

8. OTHER TERMS OF USE

Indemnity. You agree to defend, indemnify and hold the Owner, its parents, subsidiaries, affiliates, partners, service providers and content providers, and their respective officers, directors, employees, contractors agents, shareholders, partners, affiliates, licensors, and/or suppliers (all of which are included in the term "Owner" as used in Section 8 of the TOU), harmless from and against any claims, actions, demands, liabilities and settlements, including, without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the Website and/or its Content. The Owner shall provide notice to you promptly of any such claim, suit, or proceeding and shall reasonably cooperate with you, at your expense, in your defense of the Owner against any such claim, suit or proceeding.

Release and Waiver of Claims. You hereby voluntarily and irrevocably waive and release, and covenant not to sue upon, any and all claims that you may be entitled to assert by reason of any aspect of the Website, the Content, and/or the Work Product.

Jurisdiction and Applicable Law. You expressly agree and consent to the exercise of personal jurisdiction in the state or federal courts located in Los Angeles, California, USA, in connection with any dispute or claim relating to the Owner, the Website and/or the TOU involving you and the Owner. The TOU are governed by the laws of the State of California without respect to its conflict of laws principles. If any provision of the TOU is found to be invalid by any court having competent jurisdiction, the remaining provisions of the TOU shall remain in full force and effect. No waiver of any of the TOU shall be effective unless it is in writing. You also acknowledge that any written waiver, unless expressly provided for otherwise, shall not be deemed a further or continuing waiver of such term or condition or any other term or condition.

Complete Agreement. Except as expressly provided in a particular "legal notice" on the Website, or as otherwise expressly provided by the Owner in writing, the TOU constitute the entire agreement between you and the Owner with respect to your use of the Website and/or the Content. As noted above, if you are not willing to be bound by the TOU, please exit the Website now.

No Refunds. Except as expressly set forth in the Owner's Policy on Cancellation, Credit Memo, Transfer Fee and Returned Merchandise (see below), no refunds are available.

In the event that any error by the Owner relating to the price of any service or item on the Website results in a user paying a price which is higher than the correct price for such service or item, the user's sole and exclusive remedy shall be entitlement to a refund of the amount paid in excess of the correct price.

Policy on Withdrawal From Sale, Cancellation, Credit Memo and Returned Merchandise. In the event that the Owner elects to cancel and/or withdraw the sale of any product or service via the Website or otherwise, you will be notified by email as soon as it is practical under the circumstances. In such case, you would be entitled to a full refund, less any merchandise (including shipping and handling charges) you may choose to keep. Under no circumstances will be liable for reimbursement of expenses incurred by you by reason of any such cancellation or withdrawal from sale.

In the event that you notify the Owner that you wish to cancel the purchase of products or services via the Website or otherwise, and cancellation is received prior to the delivery of the product or service, a credit memo, which represents a credit in your account with the Owner, will be issued for cancellation of your original purchase. Under the Owner's no refund policy, only a credit memo may be issued. A credit memo does not represent a refund, or a potential refund, but a credit with the Owner, which may be applied towards another produce or service offered by the owner for up to one year from the original purchase.

PRIVACY POLICY NOTICE
(Including Privacy Policy for Children's Online Privacy Protection and
"Your Privacy Rights for California Residents)

Effective and last revised on September 7, 2016

Collection and Sharing of Your Information. Our primary goal in collecting personal information is to enable us to provide you, the user, with a customized experience within the Website. We conduct research on our users' demographics, interests, and behavior based upon the information you provide us at registration, during a promotion, or from surveys, as well as information generated by or maintained in our server log files. We do this to better understand and serve our users. Our research is compiled and analyzed on an aggregated basis, and, occasionally, we share this aggregated data with advertisers or business partners.

When you become a registered user of the Website, post materials, and/or make a purchase we may ask you for certain personal information such as your name, address, e-mail address and/or credit card number in order to establish or manage your account, process your order, administer the challenge or promotion, or send you e-mails. Providing personal information in these instances is solely your choice; you do not need to provide such information to browse the Website as a visitor.

If you have become a registered user of the Website, provided us with your email address or communicated with us electronically, we may contact you from time to time via email with information about membership, events, products or services we are introducing, or those of approved third parties we feel you may find useful. We will not sell or trade your personal information to any list broker or direct mail advertisers unless you specifically give your consent to the Owner to do so. However, we do reserve the right to sell or trade your name and e-mail address to other companies, institutions, organizations or web sites which provide content, products, or services in the publishing industry. We also reserve the right to share your name, e-mail address and other publishing-related information with other companies, organizations, institutions or web sites which provide content, products or services in the publishing industry. We may elect to use an outside shipping company to ship orders, and a credit card processing company to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes.

The Website may contain links to third-party web sites. Some information and content that you may elect to submit to the Website, including but not limited submission of training videos, online registration, and e-commerce transactions, maybe submitted through third-party sites. Your use of any such third-party web sites is subject to the terms and conditions of use and privacy policies for those sites.

There may be occasions when we are required by law, legal process, litigation and/or requests from public or governmental authorities to provide access to our databases, or to disclose information about you. We may also disclose information about you if we determine that disclosure is reasonably necessary to protect our operations or users, or to enforce our terms and conditions. In those instances, the information is provided only for that purpose.

You agree that, in the event that Loveality, Inc. is acquired by, merges with, or becomes aligned with another company or organization, such other company or organization shall be entitled to use your personal information under the TOU.

Offers for Services by Third Parties on the Website. The Owner may sometimes permit third parties to offer subscription and/or registration based services through the Website. In this event, the Owner is not responsible for any actions or policies of such third parties, and you, the user, should check the applicable privacy policy and other terms and conditions of such parties before providing any personal information.

Communications from Third Parties. If the Owner elects to offer third-party products and services to its users, and in order to provide access to such offerings and communicate important information about them, the Owner may provide the user's postal and/or email address to various third parties. The content of any such third party communications will be pre-approved by the Owner.

If you do not want the Owner to share your postal or email address with any of its approved partners, sponsors, or other relevant third parties, please send an email to jk@jonathankirsch.com. You must state your request along with your first and last name, email and postal address and phone number. All requests will be processed by the Owner within 30 days.

Cookies. The Owner may employ "cookie" technology to keep track of a user's current session and to keep track of user information between visits. Cookies are small text files stored on your computer that a web site can use to recognize repeat users and to facilitate each user's ongoing access to and use of a web site. Generally, cookies work by assigning a unique number to the user that has no meaning outside of the assigning site. You should be aware that the Owner cannot control the use of cookies by advertisers or third parties hosting data for the Owner.

Opt Out Procedure. You have the option to opt out of receiving information via email from the Owner and/or the Website. An opt out or unsubscribe message will appear at the bottom of every email that is sent out. If you no longer wish to receive email messages or any form of direct contact from us, please contact us using the opt out procedure indicated in the opt out message, or call (805) 886-1461.

Security. If you provide credit card and other financial information in connection with the online purchase of goods and services from the Owner, such information shall be used by the Owner (and/or third-party services engaged by the Owner) only for the purpose of processing the payments and will not be maintained on file by the Owner. We have installed encryption software to safeguard all of the commerce related (i.e. credit card and billing address) information you send to us. However, profile information that you submit in registering with the Website is not encrypted or secured in any way. All information is stored on our servers in a secure location. It is important for you to protect against unauthorized access to your password and to your computer. If your password is compromised, please contact us immediately by calling (805) 886-1461.

Privacy Precaution Warning. Please note that no data transmission over the Internet is 100% secure. As a result, we cannot guarantee the security of the information that you transmit via our online services.

Reviewing or Changing Your Information. Once you have registered with the Website, you will not be able to delete records of your activity or usage of the Website from our database. You will, however, be able to review, update or change your personal information on file with the Website. To review, update or change your personal information, please contact us at (805) 886-1461.

Children's Online Privacy Protection Policy. The Website is not intended for or directed to users under the age of 18, and we do not knowingly or intentionally collect personally identifiable information from children under the age of 13 or other minors. Where appropriate, we take reasonable measures to determine that our users are adults of legal age and to inform minors not to submit such information to the Website or in response to advertisements. If you are concerned that personal information regarding a child under the age of 13 or other minor may have been inadvertently provided to or collected by us, please contact us immediately by calling (805) 886-1461 so that we may take appropriate steps to remove such information from our database.

In our continuing effort to protect the privacy interests of our users, we encourage you to voice your privacy concerns. If you have any questions or concerns about our Privacy Policy, please call (310) 785-1200.

Your Privacy Rights (California Residents)

Online Privacy Protection Policy for California Residents

("Shine the Light" Law)

California's "Shine the Light" law (Cal. Civ. Code Sections 1798.80, et seq.) provides California residents with the right to receive certain disclosures when personal information that has been collected online is shared with third parties for direct-marketing purposes.

If you are a California resident and you provided personal information to the Website in the past, and/or if you do so in the future, you are entitled to submit a request in writing to the Website for a description of the information we may have provided to third parties. To submit your written request, please send it to us at jk@jonathankirsch.com and put the following words in the subject line of the email: "California Privacy Request."

Within 30 days after receipt of your request, we will send you a list of the categories of personal information disclosed to third parties during the immediately preceding calendar year, along with the names and addresses of the third parties who actually received such information, if any.

We reserve our right not to respond to requests sent more than once in a calendar year.

Please note that the California "Shine the Light" law does not cover all categories of information that may be collected and disclosed or shared, and our policy relates only to information covered by the law.
Loveality®